Built for SeriousInsurance Operators.

Flow is India's new operating system for insurance agents. Track policies. Automate renewals. Reconcile payouts. Close faster.

Built for agents who sell 50–2000+ policies.

Your Entire Agency. One Screen.

Track commissions. Monitor performance. Never miss a renewal.

MARKET: OPENRENEWALS DUE: ₹4.5L ▼COLLECTED: ₹12L ▲NEW LEADS: +14SYSTEM: ONLINE

Total Commission

₹12,45,000
+₹42k
68%
Win Ratio
94.2%
Retention
14.5%
Avg Commission
₹82L
Net Premium

Policy Distribution

Health 35%
Motor 28%
Life 22%
Other 15%

Recent Won Policies

Priya Mehta
₹6,750open_in_new
Vikram Singh
₹2,100open_in_new

Built to Scale Indian
Insurance Agencies.

91–93% of insurance in India is sold through agents and brokers.

Yet most still manage:

  • cancel Renewals on Excel
  • cancel Claims on email
  • cancel RFQs manually
  • cancel Commissions across multiple portals

20–30% of policies lapse due to missed renewals.

That's not a workflow problem. That's lost income.

The Ultimate Insurance Broker Software.

One dashboard. Every policy. Every commission. Every opportunity.

autorenew

Renewal Engine

Never miss another renewal. Auto reminders. Smart tracking.

account_balance_wallet

Payout Reconciler

Upload statements. Instantly detect missing commissions.

compare_arrows

RFQ + Quote Comparison

Compare 5 quotes in seconds. Send polished recommendation PDFs.

health_and_safety

Claims & Endorsements

AI drafts perfect emails. Track status live.

groups

Group Policy Handler

Manage 1000+ members. WhatsApp e-card automation.

calculate

Premium Calculator

Generate industrial quotes aligned with IRDAI categories.

Trusted Partners

Already trusted by leading brokers

and many individual agents across India who are scaling their practice with Flow.

NZ Insurance Brokers Private Ltd
NZ Insurance Brokers
DIOS
DIOS Group
Deol Insurance Brokers Pvt Ltd
Deol Insurance Brokers
0+
Individual Agents
0+
Broker Partners
0+
Policies Managed
Actively onboarding new partners across India
SPEED

Built for Speed.
Built for Growth.

Flow reduces manual workload by 50–70%.
What took hours now takes minutes.

lockapp.useflow.co/renewals

Speed That Protects Your Commission.

Automated WhatsApp & Email reminders. Zero missed renewals.

RS
Rajesh Sharma
HDFC ERGO • Motor
3 Days Left
Policy: HD-MTR-2024-08172Expiry: 02 Mar 2026
Reminder Sent
Auto WhatsApp Reminder Delivered
Just now
mail
Email Sent
Scheduled Renewal Email Triggered
+2s
check_circle
Renewal Processed
Status updated automatically
+1d
account_balance_walletCommission Added
+₹347

Growth You Can Measure.

Track saved renewals. Identify losses. Improve retention every month.

Renewals Saved
0+18%
Renewals Lost
0-4%
Weekly Distribution
W1
W2
W3
W4
Retention Rate
0%
of policies renewed
this quarter

Scale Your Insurance Brokerage.

table_view

1. Add Customers or Upload Excel

Bring your data instantly. We auto-format messy legacy sheets.

radar

2. Track Policies & Opportunities

See your entire portfolio on a live, real-time dashboard.

bolt

3. Automate Renewals & Recover Commission

Turn on the WhatsApp bot and watch renewals roll in.

Grow With Flow. Earn Free AI+.

Turn your network into recurring rewards.

1
Refer 1
1 Month AI+ Free
5
Refer 5
3 Months AI+ Free
10
Refer 10
6 Months AI+ Free
10+
Every 5 Referrals
+1 Month AI+ Free

* Rewards unlock after referred agent subscribes to a paid plan. Credits apply to future billing cycles.

workspace_premium

Give ₹500, Get Pro

Your Referral Gets ₹500 Off Their First Paid Month.

Secure Insurance CRM. Built for India.

enhanced_encryption

Data Encrypted

Bank-grade security protocols for all client info.

gavel

DPDP Act 2023 Aligned

Fully compliant with India's data protection laws.

map

Designed for Indian Workflows

IRDAI categories and local portal structures.

Your data stays yours.

Introducing Flow AI

Flow AI is our Policy Intelligence Engine — built to decode complex insurance policies, simulate exposure, and generate structured reports.

Insurance Is Changing.
Don't Get Left Behind.

Join the first 1000 agents getting free premium access.